ottonova is the first entirely digital health insurance in Germany – and as such the first of its kind in Europe. The Munich based Startup is the first newly found private health insurance provider in the last 17 years and acts as independent risk carrier. Through the App of their own devising, ottonova offers it ́s customers a telemedical doctor ́s visit via video chat as well as the concierge service. The concierge answers questions all about the customer ́s Health management and is available twenty-four-seven. The Team also processes submitted bills for medical treatments within few hours. Ottonova ́s founders are Dr. med. Roman Rittweger (CEO, MBA and physician), Frank Birzle (CTO, computer scientist) and Sebastian Scheerer (CDO, designer). Renowned investors and shareholders are Holtzbrinck Ventures, Vorwerk Ventures, Tengelmann Ventures, btov, STS Ventures and Debeka, Germany's biggest private health insurance company.